Customizing Your Plan

Step-By-Step Walkthrough

You can edit each location on your plan using the Edit Plan button.

The following are the tools on the Income River Plan to help you create the customization you want.

Off the Top

Set aside a percentage of your income rather than a fixed amount. Often used for charity donations.

Goal Pouches

Pouches for things you want to save up for, funded intentionally so progress happens automatically instead of “someday.”

Overflow

Where unspent money goes when you don’t use it — turning restraint into a win instead of a decision.

Other Pouches

Anything you mentally separate from everyday spending (fun, kids, irregular expenses) — but only if it actually affects how you spend.

Liberate (Debt Tool)

A tool to help you pay off credit cards and loans, so your money can be yours again.