Unallocated

Unallocated income is money you have not given a job yet. When you set up your Income Splitter River, every dollar you expect to make each month should have a place to go. Any dollars you have not assigned are unallocated.

Roo shows this amount at the top of your plan, so you always know where you stand. The goal is to reach $0 unallocated, which means every dollar has a purpose.

You do not lose money that stays unallocated. It flows into your Overflow pouches on its own, ready for savings, debt, or whatever you choose next.

If you assign more than you expect to make, you become Over Allocated instead.

Unallocated is the same as under allocated.