Labels (Planned)

Labels let you tag transactions (or parts of transactions) with a purpose — independent of which pouch funded them. Because labels work across pouches, they separate what you spent money on from where the money came from.

For example, you could label all your fast food transactions regardless of whether they were swiped to Living, Bills, or a custom pouch. Then you can report on total fast food spending across your entire budget.

This is an advanced feature that adds extra work. For most people, this level of detail doesn’t change behavior enough to justify the effort. If you do use labels, be selective — apply them only where the reporting insight is genuinely valuable, and make sure the extra effort isn’t pushing you toward your tipping point.