Why does Roo tell me to wait?

Waiting is intentional.

Most balance differences are caused by timing at the bank level and resolve on their own.

Roo does not prompt you to fix issues that are likely to correct themselves. If there is no alert or clear error message, the best action is usually to wait.

If the difference lasts more than several days, then it makes sense to investigate manually.

Silence usually means the system is still syncing.