Can I start over with my budget?

Yes. If your plan no longer matches what is actually happening, you can reset your budget and build it again. Go to Settings, then Reset Budget. There are two choices.

Partial Reset keeps your plan and resets your balances. You are taken to the last step of onboarding to assign your account balances to your pouches again with a clean slate. This is the one to pick when the plan is close to right but the numbers have drifted away from reality. It appears once you have finished onboarding.

Hard Reset starts the whole thing over. You are dropped at the beginning of onboarding to rebuild your plan, your pouches, and your account assignments from scratch. This is the one to pick when the plan itself needs rethinking, for example when it was built around one person’s spending and now needs to cover two.

Neither reset deletes your Roo account, and neither disconnects the banks you have already connected. You are setting up your plan again, not your account.

If you share a budget with another person who signs in with their own account, two things are worth knowing: only the owner of the budget can reset it, and a Hard Reset removes the other person from that budget, so they would need to be invited back. None of this applies if the two of you sign in to the same account, which is how most couples use Roo today.

Deleting your account is a separate action and is not the way to start a budget over. It closes your account and revokes your bank connections, and it cannot be undone.