Tracking Your Spending

Goal

Learn how to record spending and keep your budget up to date.

Step 1: Record a Transaction

Every time you spend money, log it in Roo:

1. Tap Add Transaction.
2. Enter the amount, payee, and date.
3. Assign it to a category.

If you have a linked account, many transactions will appear automatically — just review and categorize them.

Step 2: Check Your Categories

After entering transactions, look at your category balances:

• Green means you have money left to spend.
• Yellow means you’re getting close to your limit.
• Red means you’ve overspent — time to cover it from another category.

Step 3: Adjust as Needed

Overspending happens. When it does, move money from a category with extra to cover the one that’s short. This is called “rolling with the punches” — and it’s a core part of budgeting.

Key Takeaway

The budget is only useful if it reflects reality. Check in regularly — even a quick daily glance keeps you in control.

Next: Planning for the Future