Roopedia
Roopedia is your go-to reference for understanding the terms and concepts used throughout Roo. Click any term to expand its definition, or visit the full page for more detail.
Account
A financial account tracked in Roo — can be a bank account, credit card, loan, or any other account. Read more →
Assigned
The amount of money you’ve designated for a specific category in the current month. Read more →
Available
The amount left to spend in a category after accounting for assigned funds and spending. Read more →
Budget
Your overall plan for how to allocate your money across categories. Read more →
Category
A bucket for organizing your spending (e.g., Groceries, Rent, Entertainment). Read more →
Category Group
A collection of related categories (e.g., a “Bills” group containing Rent, Utilities, Insurance). Read more →
Cleared
A transaction that has been processed and confirmed by your financial institution. Read more →
Envelope Budgeting
A method where you allocate money into virtual “envelopes” (categories) before spending it — the core philosophy behind Roo. Read more →
Income
Money received — paychecks, refunds, transfers in. Income is assigned to categories. Read more →
Linked Account
An account connected to your bank via account linking, enabling automatic transaction imports. Read more →
Manual Account
An account where you enter transactions yourself, rather than importing them from a bank. Read more →
Overspent
When spending in a category exceeds the amount assigned to it. Shown in red in Roo. Read more →
Payee
The person, company, or entity involved in a transaction (e.g., “Whole Foods”, “Landlord”). Read more →
Reconciliation
The process of confirming that your Roo account balance matches your actual bank balance. Read more →
Scheduled Transaction
A transaction set to occur on a future date — useful for recurring bills. Read more →
Split Transaction
A single transaction divided across multiple categories (e.g., a store receipt split between Groceries and Household). Read more →
Transfer
Moving money between two of your own accounts. Transfers don’t affect your budget totals. Read more →
Unassigned
Money that has arrived in your budget but hasn’t been allocated to any category yet. Read more →
Zero-Based Budget
A budgeting approach where every dollar is assigned a purpose, leaving zero unassigned dollars. This is the method Roo encourages. Read more →