Create Your First Budget

Pick a Budget Name

Choose something descriptive — “Personal”, “Household”, or “Joint Budget” all work. You can always rename it later.

Add Your Accounts

You’ll need at least one account to get started. You can:

• Link a bank account for automatic transaction imports (learn more).
• Add a manual account if you prefer to enter transactions yourself.

Start with your primary checking account and add more over time.

Create Your Categories

Categories are where your money lives. Start with the basics:

• Bills — rent, utilities, insurance, subscriptions
• Everyday — groceries, gas, dining out
• Savings — emergency fund, goals
• Fun — entertainment, hobbies, personal spending

You can always add, rename, or reorganize categories as you go.

Assign Your Dollars

Now for the main event: give every dollar a job.

1. Look at your total available money (shown at the top of your budget).
2. Go category by category, assigning amounts based on what you need before your next paycheck.
3. Keep going until your “Unassigned” balance hits zero.

Don’t stress about getting it perfect — adjusting is part of the process.