Terms of Service

Last updated: February 2026

Acceptance of Terms

By accessing or using Roo, you agree to be bound by these Terms of Service. If you do not agree, please do not use the service.

Description of Service

Roo is a personal budgeting application that helps you manage your finances using the envelope budgeting method. The service is provided "as is" and may be updated or modified at any time.

User Accounts

You are responsible for maintaining the security of your account credentials. You must provide accurate information when creating an account and keep your details up to date.

Acceptable Use

You agree not to misuse the service, including but not limited to: attempting to gain unauthorized access, interfering with other users, or using the service for illegal purposes.

Financial Disclaimer

Roo is a budgeting tool, not a financial advisor. The information provided through the service is for informational purposes only and should not be considered financial, investment, or tax advice.

Limitation of Liability

To the maximum extent permitted by law, Roo shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service.

Termination

We reserve the right to suspend or terminate your account if you violate these terms. You may also delete your account at any time from your settings.

Changes to Terms

We may revise these terms from time to time. Continued use of the service after changes constitutes acceptance of the new terms.